Check your Credit Card eligiblity

Know how likely you'll be approved before you apply

Fast Checker

Check before you apply for a Post Office Money Credit Card

We think it’s responsible to tell you how likely you are to be approved for a card before you apply. By working with credit reference agencies we do a pre-application check of your credit record using Post Office Money Fast Checker. 

You’ll be able to see the search on your file, but it won’t show up to other organisations. This means there is no impact to your credit rating.

Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Why use Fast Checker?

  • Quick and easy to use - it only takes a few minutes!
  • We'll tell you how likely you are to be approved for a Post Office Money Credit Card
  • It won't harm your credit rating
  • Free to use

Just keep in mind that our Fast Checker is only a guide and doesn't involve a full credit check, so when you apply for a Post Office Money Credit Card, the final results may vary.

Check if you're eligible for one of our cards without affecting your credit score

Post Office Money Credit Cards
18.9% APR Representative (variable)

Matched Card

For both purchases and balance transfers

Find out more

Balance Transfer Card

To transfer a balance from another card

Find out more

Platinum Card

Best for overseas purchases

Find out more

Call Charges

0800: Calls to 0800 numbers are normally free from UK landlines and mobile phones. Calls may be monitored or recorded for training and compliance purposes.

0345: Calls cost no more than calls to geographic numbers (01 or 02). Calls from landlines and mobiles are included in free call packages. Calls may be monitored or recorded for training and compliance purposes.

Small print

Credit is subject to status to UK residents aged 18 years or over.

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Post Office Limited is registered in England and Wales. Registered Number. 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.

Can we help?

To apply by phone, call:

0800 169 2000 8am-10pm, Mon-Fri
8am-6pm, Sat
10am-5pm, Sun and Bank Holidays

Customer Services:

0345 607 6500 8am-8pm, Mon-Fri
9am-5pm, Sat
Closed, Sun, Bank Holidays, 10am-5pm

Report your card lost or stolen:

0800 169 2646 Lines are open 24 hours a day

Important information