Compare our current accounts

Post Office Current Accounts are provided by Bank of Ireland UK. For overdrafts, Post Office Limited is a credit broker and not the lender.

Features Standard Account Control Account
Direct Debits
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Standing orders
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Online banking
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Mobile banking
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Phone banking
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Post Office counter services
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ATMs in the UK
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Debit card
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Contactless Payments
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Card use abroad
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Cheque book (available on request)
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Current Account Switch Guarantee
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Overdraft (subject to status and lending criteria) 14.6% EAR variable n/a
 
Charges Standard Account Control Account
Monthly product fee n/a £5
Charge for bounced payments (the unpaid item fee that applies when you don’t have enough available funds to make a payment) £15 n/a

 

Definitions

0345: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider. Calls may be monitored or recorded for training and compliance purposes.

0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

EAR: Equivalent Annual Rate (variable). The EAR is an illustrative interest rate calculated on the assumption that any overdraft interest charged is added to the overdraft balance at the time and then the next interest charge will be based on that slightly higher overdraft balance. This rate assumes that interest is charged monthly and compounded 12 times in a year.

Current Account Switch Guarantee: Current Account Switch Guarantee: Industry backed initiative designed to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way in only 7 working days. For more information go to www.currentaccountswitch.co.uk

 

Small print

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website.

We can switch you from your existing account to a Post Office Money Current Account in seven days

Give us a call

Existing Customers

0345 266 8977 8am - 10pm, Mon - Fri
8am - 6pm, Sat
10am - 5pm Sunday and Bank Holidays

To apply call

0800 028 1122

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