Terms and conditions
Guaranteed to beat premium price by £50 & Keycare cover for the life of the policy offer for over 50's Car Insurance customers
1.This offer applies to new Post Office Money Car Insurance customers only, purchasing a Car Insurance policy and who are 50 years of age or over at the time of the purchase of the policy. Customers who are renewing an existing policy, amending the details of the current policy or who have held a Post Office Car Insurance policy or a Post Office Money Car Insurance policy within 14 days prior to the start date of their new Post Office Money Car Insurance policy are not eligible for this offer.
2. The policy must be purchased directly with Post Office Money and is not available via price comparison websites. Policies purchased directly with Post Office Money using a quote reference obtained from the comparison website, will not be eligible for the offer.
3. Your car insurance quotation with Post Office Money must be on an equivalent basis matching your current cover levels and personal details with your existing insurer including the voluntary excess, but excluding any additional products, instalment charges and fees.
4. Subject to the qualifying criteria we guarantee to beat the renewal premium offered by your existing insurer and save you at least £50 provided you purchase the policy.
5. If the Post Office Money quotation is the same as your existing insurer, then we will pay you back £50 only.
6. If the Post Office Money quotation is less than £50 cheaper than your existing insurer, we will pay you the difference to make up the value of £50.
7. If the Post Office Money quotation is more than £50 cheaper than your existing insurer, you are not eligible for the payment.
8. Your premiums will be based on your initial insurance quotation and the guarantee payback will only apply once the qualifying criteria is satisfied.
9. To qualify for the offer you will be required to send us a copy of the documentation to prove your existing cover levels and premium details with your current insurer. You will be advised in your policy documentation where to send your documents. You must send your documents within 30 days of purchasing your policy. Post Office Money will not be able to return any documentation sent to us in conjunction with this offer.
10. If you fail to provide documentation or where the documentation does not meet the qualifying criteria, Post Office Money will not make any guarantee payback and the policy will continue to be charged at the quoted rate and will be subject to standard charges and fees.
11. The guarantee payback will be paid into the account or refunded onto the debit/credit card from which the initial payment was made no more than 60 days after the policy has been in force and provided the policy has not been cancelled during this period or where the premium is being paid on a monthly basis all instalments are up to date.
12. No guarantee payback is payable in respect of any subsequent amendments made to the policy.
13. If the policy is cancelled for any reason within 12 months of the commencement date, we reserve the right to reclaim any guarantee payback, together with the standard charges and fees as set out in your policy documents.
14. The Keycare cover offer is attached to the main car insurance policy for the life of your car insurance policy and will end if and when the car insurance policy ends.
15. There is no cash alternative. In the event that the policy ends, no refunds will be due in respect of the Keycare cover.
16. The Keycare cover cannot be transferred to any other policy.
17. The Keycare cover is provided by Ageas Insurance Limited. For full Terms and Conditions of the products, please see policy wording.
18. We reserve the right to vary or withdraw this offer at any time.
19. This offer and your quotation are subject to standard underwriting criteria. Policy terms and conditions apply and will be provided within the documentation when a policy is taken out.
20. This offer is not available in conjunction with any other offer.