Post Office Mortgages

Taking out a mortgage whether it be for your first home, a new home or for your existing home can be a big decision. Here at the Post Office we want to help you every step of the way.

With this in mind we have developed a range of products and services, in conjunction with Bank of Ireland UK, for new borrowers and existing customers of the Post Office.

Post Office® Mortgages are provided by Bank of Ireland UK.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

New Borrowers

Our mortgages are available in-branch, over the phone or online and whichever way you choose to apply you can expect the same quality service from us.

When you've submitted your application you'll receive:

  • A dedicated application manager who'll be with you throughout the process
  • The option to receive sms updates, phone calls or letters updating you on the progress of your application

Once you've decided that you'd like to apply, one of your first decisions is how much help with the application process you'll need. Below we look at the services we offer and the different options you have to apply:

Talk to us

If you’re not sure which mortgage is right for you, how much you can afford or whether you meet our requirements then talk to one of our qualified in-branch mortgage specialists. They'll advise you and help guide you through the application process.

Alternatively, if you'd prefer to talk to us on the phone, please call us on 0800 707 6206.

During the advice process a full assessment of your needs and circumstances will be carried out. This will include an affordability check and will also ensure you and your property meet current lending criteria. At the end of this process you’ll receive a recommendation which will outline the best mortgage for you.

So, if you'd like help and advice on your mortgage application why not:

  • Visit us in-branch and speak to one of our qualified mortgage specialists
  • Call us now
  • Go online and book an appointment or request a call back

Apply online

If you already know which mortgage you’d like and are confident that you don’t need any advice then you can apply online.

If you choose to apply for your mortgage in this way, you’re making your application on an execution only basis. This means that we won’t be providing you with any recommendations and it will be up to you to decide if the product you’ve chosen is right for you. You’ll be required to sign a declaration that confirms you’ve chosen to apply this way.

Remember, whether you choose to receive advice or apply online we'll do all we can to make your dream of owning your home a reality.

Definitions

0800: Calls to 0800 numbers are free from a UK landline, mobile costs may vary. Calls will be monitored or recorded for training and compliance purposes.

Existing Customers

If you are an Existing Customer of Post Office coming to the end of your current rate or looking to borrow some more money, then please visit our dedicated Existing Customer section for more information on our range of products and services available to you

Click here